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Texas Income Protection Plan for State Employees, ERS


Applying for Disability Coverage

New Hires

Enroll in coverage within 31 days of your hire date without providing proof of good health, also known as evidence of insurability (EOI).

After this 31-day period, EOI approval is required. To apply, log in to your online ERS account during Annual Enrollment or when you have a qualifying life event (QLE) and follow the EOI instructions. Learn about Disability EOI (145k).

During Annual Enrollment

During Annual Enrollment, apply for disability coverage by providing Disability EOI (145k). This is medical documentation that determines eligibility for coverage.

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