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Texas Income Protection Plan for State Employees, ERS

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Evidence of Insurability (EOI)

Evidence of insurability (EOI) is used to determine eligibility for coverage. You don’t need to submit EOI to enroll in disability coverage within 31 days of your hire date.

After this 31-day period, you can apply for coverage during Summer Enrollment or within 31 days of an applicable qualifying life event (QLE). To apply, you will need to provide EOI. Please view the EOI submittal instructions (364k) for more information. Your application must be approved before your coverage starts.

Submitting EOI

Apply for coverage by submitting EOI during Summer Enrollment or within 31 days of an applicable QLE. To apply:

  1. Log in to your ERS account.
  2. Select short-term and/or long-term disability coverage.
  3. Follow the prompts to initiate the EOI process with Guardian Life Insurance (the underwriter for TIPP).

You will be asked to complete an EOI process. Instructions will be included with your application, and you can also find them below:

Your application must be approved before your coverage starts.


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