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Texas Income Protection Plan for State Employees, ERS

TIPP ERS logo

When Coverage Begins

The first day of TIPP coverage depends on when you enrolled or applied and were approved for coverage. You must be actively at work for coverage to be effective.

When coverage begins
If you enrolled or
applied for coverage …
Your disability
coverage starts …
On or before your first day at work (hire date)

First day at work

Within 31 days of your first day at work (hire date)

First day of the month after the date you enroll

Due to a qualifying life event (QLE)

First day of the month after the date Guardian Life Insurance approves your coverage

During Summer Enrollment

Following initiation of Evidence of Insurability (EOI) through ERS OnLine during Summer Enrollment, if approved prior to September 1, coverage will begin on September 1. For applications approved after September 1, coverage will begin the first of the month following approval.


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